i think they should play:

---------------------------------James-----------------------------------


--G Neville------------Terry-------------Campbell------------A Cole--

---------------------------------Gerrard----------------------------------

----------Beckham-------------Scholes------------J Cole--------------

--------------------------------Rooney-----------------------------------

---------------------------------Owen------------------------------------



Rooney dropped just behind Owen, Gerrard in a holding position and G Neville and A Cole down the flanks. Joe Cole needs to be given a chance, he could be the solution to the left sided problem!