Now is probably the time to be buying second hand hardware as lots of people are flogging off their old kit as they move over to software. I just got an Access Virus for 500 euro (370 sterling) (never ****ing used as the guy didnt like the sounds on it!).
I dunno. I know there is a cost issue. But there is alot to be said for saving up for something by eating beans for a year. Hardship usually end up meaning better music :)