Ah before I forget to add to this thread, if you use any headphones with a sound chipset, make sure you've got the line output full wack then use the main volume control to regulate the loudness. Not only does this remove pretty much any noise produced by the op amps, but it also avoids the chipsets which don't have line out mixing being sustituted with software handled amplitude control, it degrades the sample bitrate and you'll get the illusion of faster dynamic response (it sounding louder when it's not).
Oh and I recommend you disable everything you don't use, like MIC in, CD in, etc. They are guaranteed to pick up line noise.
Also, although you can't disable it in XP onward (it's OS internal) is to disable any CPU cooling software, I've discovered they add noise.